I found this comment on a credit card / finance blog the other day:
I’ve been playing the 0% BT for 15 years now–it’s paid all my education, down payment on my house, down payment on a beach house, my cars, the list goes on and on. I have opened just about every card that offered [...]
Last week, my wife said, “Stephen, I wish you cared as little about decorating as you do care about appliance purchasing.” This was to say, it would be nice if I didn’t have to check with you on the style and color of each room our new house. I had just spent 10 or more [...]
I have been looking into appliances for our new (to us) house. That’s close to $2500. The first thing to do is to watch for Sears, Home-Depot, and Lowes deal alerts such as DealNews or FatWallet or subscribe to their respective email newsletter. Look for 10-15% off. These deals happen almost every month.
The second aspect [...]
I rarely log in to my online bank accounts and credit card accounts. Why? Most of the time my online accounts takes care of themselves, and this gets managing money and paying bills out of my life, so I can focus on the activities I want to focus on.
You will want to keep a minimum [...]
Citi’s Thank You Network: All credit card reward points are not equal
Not that you don’t already know that credit card companies are sneaky. I generally prefer Chase over Citi for their rewards. Why?
First of all, I can get a $50 check for my 5000 reward points at Chase.
Second, a $50 gift card at citi’s ThankYouNetwork [...]
Rachel and I are both small bargain shoppers–no, not small-bargain, we are actually short and have small stomachs. Whenever we eat out, we spend less than $15. We often split an entree and both feel bad for our servers, because if we were bigger, hungrier, less frugal, we’d spend $30 to $40. Which leads me [...]
An E-trade Complete Savings account has an APR of 5%. That’s practically a CD rate right now. A typical money market account is probably 3% to 4%. One percent of $5,000 (a typical money market account’s minimum balance) is $50. That’s fifty more dollars a year in interest. If you are considering keeping your savings [...]
Today, I received an envelope with the words “Check Enclosed” on the outside. I didn’t remember ordering a fifty dollar rewards check from my credit card company. I opened. It was only for $9.25 and required membership in something called Buyer’s Advantage. I was curious and called Trilegiant, the company responsible for most of my [...]
I noticed that one of my credit card companies, Chase, as added an alerts sidebar to the left of the “My Accounts” page. This shows upcoming activities at a glance.
There have been additions to the alerts page also. You can now be alerted when your reward points exceed a certain amount. I have mine set [...]
Various topics break the surface during our small group discussion on Sunday nights. As typical with any Bible study guide, there are some topics that are bigger problems (e.g.-sins, bad habits, etc) for the group as a whole than others. We are all either newly weds or parents with small children and are more likely [...]